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Our ServicesThe services that we are providing.....

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Gold Loan

We offer easy gold loans with higher rate per gram to help you achieve all your dreams and family obligations.

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Business Loans

Vikas Money is determined to realize the self-employment ambitions of New India.

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Personal Loans

Vikas Money Ltd. has been credited to be the last ray of hope for an immense number of people having a vision in their lives and willing to engage in a creative work to improve their livelihood to ensure a better future for their loved ones.

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Vikas Money Ltd. is one of the most popular destinations for the purchase and sale of foreign currencies in the state of Kerala.

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Vehicle Loans

Aspiring to purchase your dream scooter, bike or car? Wish to own a commercial vehicle for the logistics of your new business? Well, Vikas Money brings you auto loans with easy EMIs

Vikas Money Limited

Your Ultimate Monetary Friend

When Vikas Money Limited (formerly known as Vikas Hire Purchase Co. Ltd.) witnessed it’s inception in the year 1987, there were lot of questions that it had to answer while forging it’s path to successfully become one of the best money lending NBFCs in Kerala. What are the new ideas that the dynamic leadership of Vikas Money Limited would like to introduce to serve this great nation and it’s people? How Vikas Money Limited would like to define itself in a country which has more than 9,000 NBFCs registered to serve it’s people? How we are going to define our role and contribute in the galloping financial sector of one of the fastest developing economies of the world?

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Factors That Led to the Growth of NBFCs in India

The transformation of Non-Banking Financial Companies (NBFC) in India in the past few years plays an important role in growth of Indian Financial system. NBFC’s have emerged successful as compared to Banks as their customized product offerings help individuals with their financial needs.

Financial Year Growth

2016 - 13%, 2017 - 16%, 2018 - 20%
NBFC’s grow at an average rate of 4%-6% every year. Following are the major factors that led....

Understanding the customer

Focus on unorganized & under-served segments of the economy. Customization of rigid policies to meet customer needs Customized product offering

Leveraging technologyce

Reduced time to market and enhanced customer experience Offering customized credit assessment models with optimized business processes Reaching out to wider audience

Catering to the needs of Tier-2, Tier-3 and Tier-4 markets Distribution of loans across several customer touch-points with 24/7 sales and service

Core Values

Core Purpose

To help people realize their dreams


Expand our services across south India with 300 branches. Vikas Money LTD. become a 3000 Cr turnover company by 2030.


To provide financial services to customers with high quality & innovative technology


Year of Foundation


Issued Loans


Business Partners


Happy Clients

Don’t Miss Your EMI!